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Best Rewards Credit Cards
 
From thousands of credit cards out on the market, we hand picked a dozen that offer the best overall value. We carefully examined all the features, and ranked them based on reward structure (cash, points, category, limitation, tier or flat, etc.), fees, interest rate, balance transfer, fraud protection, customer service, and other factors. Without making a huge list, we try to cover all the main categories including gas cards, cash back, airline miles, hotel points, student cards, and even business cards.

  

Full 5% Cashback Bonus on gas and auto maintenance purchases

5% -20% Cashback Bonus through our exclusive online shopping site

Up to 1% Cashback Bonus on everything else

0% APR on purchases AND balance transfers for up to 12 months

No annual fee; $0 fraud liability guarantee


Advanced fraud early warning alerts and secure online Account numbers

Increase, even double, your rewards when you redeem for gift cards from our Bonus Partners               

 

Up to 5% Cash Back (1%/0.5% for <$6500, 5%/1.5% for >$6500)

If you return an item within 90 days of purchase and merchant won't take it back, get full refund from Amex (up to $300 per item and $1000 annually per card)

Free car rental loss and damage insurance

4.99% APR for life on balance transfer, 0% introductory APR for 6 months

No annual fee; No BT fee with this offer, $0 fraud liability guarantee


Free one year extension of manufacturer's warranty

Global Assist® Hotline 24/7

ExpressPay, no swiping, no slip to sign, just super fast payment process

     

Absolutely no fees:

    No annual fee

    No late fees

    No over-limit fees

    No balance transfer fees

    No cash advance fees

 

Automatically receive a $25 Amex shopping card everytime you spend $2,500

Free credit report and credit score every 12 months

Free one year extension of manufacturer's warranty

Return Protection and Fraud Protection Guarantee

Car Rental Loss and Damage Insurance Plan                                                                                        

   
 

Earn 3% cash back for every eligible $1 spent at 15 categories: gas, grocery, fast food, utilities, telecommunications, cable/satellite/ISP, vedeo rentals, department stores, etc.

Earn $50 cash back after your first purchase     

Earn 1% cash back for every $1 spent everywhere else

Free to choose points or cash back

Save up $200 in rewards and redeem for $250 cash back

No annual fee                                                                                              

 

Earn 10,000 Starpoints® with your first purchase – enough for up to 3 free nights
Earn 15,000 bonus Starpoints® after you spend $15,000 in 6 months
Winner – "Best Affinity Credit Card" at the 19th Annual Freddie Awards – voted on by travelers
Use Starpoints® for free nights and upgrades at over 825 participating Starwood hotels and resorts 
Transfer Starpoints® – almost always on a 1:1 basis – to frequent flyer programs
Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
First year fee–free and $30 thereafter

Free car rental loss and damage insurance

Free one year extension of manufacturer's warranty; free Return Protection                                           

 

10,000 HHonors bonus points after your very first purchase on the Card – enough for a free night
15,000 bonus points after you spend $5,000 in 5 months – that's in addition to the 15,000 points you would earn for your Card spending
10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else

 

Free car rental loss and damage insurance

No annual fee; No balance transfer fee, $0 fraud liability guarantee
Free one year extension of manufacturer's warranty

 
    

    

5% Cashback Bonus in popular categories that change four times a year like travel, apparel, home, gas, restaurants, movies and more

5% -20% Cashback Bonus through our exclusive online shopping site

Up to 1% Cashback Bonus on everything else

0% APR on balance transfers for up to 12 months

No annual fee; $0 fraud liability guarantee


Advanced fraud early warning alerts and secure online Account numbers

Increase, even double, your rewards when you redeem for gift cards from our Bonus Partners

 

 

Get $50 to jump-start your savings after your first purchase1
Earn a competitive Annual Percentage Yield (APY), currently 5.00% (variable rate as of 2/1/2007)2
The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name3

 

No annual fee the first year - that's a $35 savings4
No Preset Spending Limit5

   

5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like travel, apparel, gas, restaurants, movies and more

5% - 20% Cashback Bonus through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
0% APR on purchases for 6 months

No annual fee; $0 fraud liability guarantee


Increase, even double, your rewards when you redeem for gift cards from our Bonus Partners
Advanced fraud early warning alerts and secure online Account numbers

 

  

Exclusive benefits for small businesses including Amex OPEN Savings

Enjoy 5000 bonus points on your first purchase

Earn one point for virtually every dollar you or your employees spend

No pre-spending limit; Handy expense management tools; 

Access cash from over 600,000 ATMs; 24/7 OPEN support team

Fee waived for 1st year, then $125/yr. $45/yr employee cards, waived for 1st yr.

 

Automatic $100,000 travel insurance, baggage insurance, car rental loss and damage insurance

Warranty extension; coverage for theft and accidental damage; return protection; online protection
Indentity theft assistance 24/7; global assist hotline 24/7

  

Try this page to find more credit cards, sorted by card issuers.